"Certificates, Certificates, Certificates of
Deposit"
We offer so many choices of certificates of deposit it’s difficult to list them all. You agree to keep a certain amount of money in a certificate for a certain amount of time and we will pay a certain amount of interest – the longer the maturity is, the higher the interest rate will be. The interest you earn can be paid to another savings account or checking account monthly, paid by check, compounded on the certificate quarterly or paid at maturity. If you redeem the certificate before your agreed-upon maturity, you will be subject to an interest penalty. And, from time to time, we offer “CD Specials” with unusual maturities and higher-than-usual rates.
Minimum balance for most Certificates is $1,000.00
Note: Please view our Today's Rates page for specific rates and terms.
|
|
|
Traditional
IRA |
With our eighteen month, automatically renewable, variable rate, interest compounded quarterly, competitive rate Traditional IRA, you can see that we encourage saving for your retirement. That’s why we accept as little as a $20.00 per month deposit to this account and don’t charge you any annual fees. It’s your money! You earned it, you saved it, you get to keep it! Traditionally, this retirement IRA earns the highest interest rate offered at our Bank.
|
|
Roth IRA
|
Depending on your income and tax status, the Traditional IRA might not be the best for you. If not, then we can guide you to a Roth IRA, paying the same high, competitive interest rate.
|
|
